Which of the following is not a form of permanent Life insurance coverage?

• A. Term to Age
• B. Whole Life
• C. Universal Life
• D. Variable Life

Answer: (A)

Temporary versus permanent life coverage is what this item tests. Term to Age provides protection for a defined period and does not accumulate cash value, so it isn’t permanent protection. Permanent life insurance—whole life, universal life, and variable life—offers lifelong coverage and includes a cash value component, whether guaranteed, flexible, or investment-based. That combination of lifelong protection and cash value is what makes those options permanent, not the Term to Age.