What is the purpose of nonforfeiture options?

• A. Nonforfeiture options prevent lapse by using the policy’s cash value, including extended term, reduced paid-up, and cash surrender.
• B. Nonforfeiture options increase premiums indefinitely.
• C. Nonforfeiture options convert the policy to MEC automatically.
• D. Nonforfeiture options guarantee higher death benefits.

Answer: (A)